As you eliminate debt, your score will likely rise, giving you added motivation to stick to your payoff plan. If you want to use a spreadsheet for debt repayment, Vertex42 offers free business ...

Though your debts might feel overwhelming, the spreadsheet breaks them down into a simple payment plan. Here's how to use it: Figure out how much you can dedicate to paying off debt right now.

For those who are ready to take the leap, creating a spreadsheet from scratch isn ... enter items such as fixed and variable expenses, debt and savings. You even get a bill tracker and monthly ...