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Stephanie is a freelance writer and contributor with over a decade of experience in the personal finance field. While she covers a variety of topics, her expertise centers around loans, insurance ...

Someone borrowing £200,000 with an interest rate of 5.23 percent is currently paying £1,196 on a repayment mortgage. If the interest rate is a lower 3.99 percent by the end of 2025, this would come ...

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