Use the calculator below to figure out how soon you can pay off your credit card debt. Your initial instinct may be to ignore your mounting credit card debt and put off paying down purchases.

And if you have debt on more than one credit card, planning also helps you focus on which balance to pay off first. Below, CNBC Select outlines three common strategies for paying off debt.

Consolidation strategies often come with a lower APR that will save on total interest paid, allowing you to pay off the balance quicker. What Is a Credit Card Debt Consolidation Loan? Credit card ...

Debt payoff and budgeting apps can help you organize your debts and track your payment progress. You can also rely on basic tools, such as your credit card issuers’ online dashboards or a custom ...

Debt, after all, indicates an obligation and freedom often equates to a lack of obligations. Luckily, due to credit card grace periods, you are given some flexibility with paying off your ...

The best way to pay off high-interest credit card debt comes down to personal preference ... (according to the Bankrate credit card payoff calculator). Once you tackle that credit card balance ...

“The benefit of this method is that you’ll pay off your smallest balances more quickly, which can be motivating and act as a ...

Consolidating credit card debt is generally a good idea, since it makes it easier to pay off. If you qualify for ... more than half your income, and the calculator above reveals that debt ...