And if you have debt on more than one credit card, planning also helps you focus on which balance to pay off first. Below, CNBC Select outlines three common strategies for paying off debt.

Use NerdWallet’s debt consolidation calculator to enter all of your ... credit on the equity in your home and use it to pay off your credit cards or other debts. A home equity loan is a lump ...

The website provides a personal loan calculator to help you budget your payments. After you prequalify, a personal loan lender may offer you a medium- to long-term bad credit loan that you repay in ...

If you’re one of the Americans sharing in a collective $1.14 trillion in credit card debt, as reported by the Federal Reserve Bank of New York, there are tools you can use to get your situation under ...

You can experiment further by running some numbers through our calculator above. As you do, you’ll see the trade-offs involved in choosing a gas station card versus a regular credit card that ...

Try our personal loan calculator to see how much you could save. Personal loans are typically issued as a lump-sum payment so you can pay off the credit card issuer with the funds and then make ...

Use the calculator below to quickly find the best 0% balance transfer term for ... raise alarm bells and could mean you don't get accepted for the deal or get a worse offer. How much should I pay off ...

Consumers with credit scores of 579 and below often see credit card APRs higher than 24%. The good news is that when you pay off your entire statement balance each month, you can use credit cards ...

Use a credit card payoff calculator to find out how long it will take you to pay off a balance and how much interest you'd end up paying. Credit card interest is calculated based on your credit ...

Rewards cards with cash-back bonuses and flashy perks are great — if you have good credit. But if you have a less-than-stellar credit score (or even no credit history), a secured credit card can ...