If you're tired of owing money on credit cards, auto loans or other lines of credit, it's time to get serious about paying off debt. The first step to tackling debt is to total up how much you owe ...

You have many options for debt relief. Learn what you need to know and how to get each one so you can get started on your ...

The right app combined with the right attitude can help repay your debts Debt payoff apps can help you organize your debts and formulate an effective repayment plan. These apps come with various ...

A debt management plan groups several credit card debts into one payment, cuts your interest rate and creates a three- to five-year repayment plan. Many, or all, of the products featured on this ...

Some common debt relief strategies that home lenders often offer borrowers include: Forbearance. This is a payment plan that allows you to lower or eliminate mortgage payments for a period of time ...

Certain strategies could make it easier to navigate the debt relief process. /iStockphoto . Credit card debt has become a ...

When you're paying off any amount of debt, the first step is to make a plan that works with your budget. Ask yourself what is most important: chipping away at debt over time by setting aside a ...

Doing this will allow you to devise a plan and a budget. It will also let you decide how you want to prioritize payment of your credit card debt, either by highest interest rate or smallest balance.

Struggling with credit card debt can be overwhelming, but with a strategic savings plan, you can regain control of your ...

For those with "low incomes and high levels of debt," another option may be an income-driven hardship plan, said Experian. Similar to a payment plan, this can divide your balance "into smaller ...