According to the NY Fed, total household debt in the U.S. has ballooned to $17.94 trillion. Discover helpful tips and strategies to avoid accumulating new debt in 2025.

This free, printable template provides a detailed income and expense tracking chart where you can enter items such as fixed and variable expenses, debt and savings. You even get a bill tracker and ...

Fischer found herself not only managing money on her own but also digging out of debt. "On the spreadsheet, I was able to track my bills, get a handle on my cash flow and identify wants vs.