Presentation Operator Good afternoon, and welcome to the 2024 Fourth Quarter Earnings Conference Call hosted by BNY. [Operator Instructions] Please note that this conference call and webcast will be ...

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Mike Mayo; Analyst; Wells Fargo Securities, LLC Alex Blostein; Analyst; The Goldman Sachs Group, Inc. Brian Bedell; Analyst; Deutsche Bank Securities Inc. David Smith; Analyst; Truist Securities Inc.