Life is unpredictable: One minute, you are watching the weather on TV, and the next, your house is filled with 18 inches of water! This happened to my daughter, as well as many others in our area.
Nope, it's not too soon. Even before all the green bean casserole is boxed up in Tupperware and the leftover turkey is recycled into tetrazzini, it's already time to start thinking about Christmas.