If you have credit card debt, you're not alone: Americans owe a record $1.08 trillion on their cards, according to credit reporting agency Experian, with the average balance pushing past $6,300.

The Federal Reserve may have cut interest rates last year, but credit card APRs are still well over 20%. If you carry a ...

Credit card swipe charges are fees incurred by merchants each time a transaction occurs. These costs cover various ...

Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal ...

Credit card processing fees are essential charges for card payments. Explore the types, rates, and tips to manage these costs effectively.

USA TODAY reached out to Americans who were struggling with credit card debt. Here's how they're doing at the end of 2024.