And if you have debt on more than one credit card, planning also helps you focus on which balance to pay off first. Below, CNBC Select outlines three common strategies for paying off debt.

Use NerdWallet’s debt consolidation calculator to enter all of your ... credit on the equity in your home and use it to pay off your credit cards or other debts. A home equity loan is a lump ...

There are a few routes your credit card company can take when you're late on payments — including selling the debt.

The website provides a personal loan calculator to help you budget your payments. After you prequalify, a personal loan lender may offer you a medium- to long-term bad credit loan that you repay in ...

If you’re one of the Americans sharing in a collective $1.14 trillion in credit card debt, as reported by the Federal Reserve Bank of New York, there are tools you can use to get your situation under ...

Try our personal loan calculator to see how much you could save. Personal loans are typically issued as a lump-sum payment so you can pay off the credit card issuer with the funds and then make ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Use a credit card payoff calculator to find out how long it will take you to pay off a balance and how much interest you'd end up paying. Credit card interest is calculated based on your credit ...

Some factors that don’t affect your credit score include checking your credit score regularly, soft inquiries, cheque stop ...

Whether its best to use a credit card or debit card for everyday purchases depends on your spending habits and ability to pay ...