And if you have debt on more than one credit card, planning also helps you focus on which balance to pay off first. Below, CNBC Select outlines three common strategies for paying off debt.

There are a few routes your credit card company can take when you're late on payments — including selling the debt.

Use the calculator below to quickly find the best 0% balance transfer term for ... Pay at least the minimum repayment, if not more It's important to pay at least the minimum repayment on your balance ...

Try our personal loan calculator to see how much you could save. Personal loans are typically issued as a lump-sum payment so you can pay off the credit card issuer with the funds and then make ...

Whether its best to use a credit card or debit card for everyday purchases depends on your spending habits and ability to pay ...

Shropshire’s not-for-profit savings and loans co-operative is warning residents that only making the credit card minimum repayments could trap them in debt for years. Just Credit Union’s ...

Most business credit cards require a personal credit check and a FICO score of at least 690 to qualify. Corporate cards and secured business cards are the exception. These cards typically don't do ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and ...

Our opinions are our own. When you pay your monthly cell phone bill with certain credit cards, you get insurance coverage that can reimburse you for a damaged or stolen phone. You probably shouldn ...

Some factors that don’t affect your credit score include checking your credit score regularly, soft inquiries, cheque stop ...

You can use our credit card repayment calculator to work out how much you'd need to pay off each month to clear the debt in time. A 0% money transfer credit card shouldn't be used to take cash out at ...