IF you overspent at Christmas, rest assured you’re not alone. One in ten of us will still be paying off our festive debts in ...

Personal loans using Aadhaar cards enable easy access to funds with simplified documentation and faster processing. They are ...

A business line of credit (LOC) can provide financing for larger business expenses but could be more difficult to qualify for ...

Three weeks later, Zhao got a bill from Synchrony Bank, which owns CareCredit, the largest medical credit card company in the ...

Here’s another take: With the passage of time, compound interest turbocharges the growth of your savings and investments—and ...

President-elect Donald Trump proposed a number of personal finance initiatives during the presidential campaign, many of ...

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national ...

Shropshire’s not-for-profit savings and loans co-operative is warning residents that only making the credit card minimum repayments could trap them in debt for years. Just Credit Union’s ...

In order to build a good credit score, you’ll need your own credit card account and to pay off the balance on time. At a glance: The BMO CashBack Mastercard is a top choice for students looking ...

If you have credit card debt, you're not alone: Americans owe a record $1.08 trillion on their cards, according to credit reporting agency Experian, with the average balance pushing past $6,300.

Citi and Chase accounts each month before funneling all of your extra money toward paying off the retail store credit card. Once you pay off the card with the lowest balance, move up the list to the ...

Adding a new credit card with a zero balance to your credit report may also lower your overall credit utilization rate. This credit utilization calculator can help you crunch the numbers.