The primary cause of bad credit is not paying your bills on time — or at all. Creditors want to know you’ll repay your debts, so a history of late or missed payments is an instant sign of bad credit ...

Make charges to your card or borrow against your credit line. Either way, you can pay off the balance in equal monthly installments at a fixed rate. It earns rewards, but it lacks certain other ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...