One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

Understanding how much you can borrow without jeopardizing your financial health is crucial. By evaluating your payment ...

Retirement is supposed to be the moment you finally stop stressing about money, right? Unfortunately, for most Americans, ...

Keeping up with due dates and minimum payments can feel overwhelming, but consolidating your credit card debt offers a path to regaining control of your finances. Credit card consolidation ...

One way to minimize negative impacts on your credit score is to carry less debt than you have available. So, if you have a ...

Is it better to invest your money or use it to pay down your mortgage or other debt? It depends. Let’s look at different ...

IF you overspent at Christmas, rest assured you’re not alone. One in ten of us will still be paying off our festive debts in ...

Is it better to invest your money or use it to pay down your mortgage or other debt? It depends. Let’s look at different situations. Your net worth is calculated by taking your assets and ...

Should I borrow money against my car? People with bad credit are being offered the option — find out the risks Drivers with ...

Definition: Debt consolidation means combining more than one debt obligation into a new loan with a favourable term structure such as lower interest rate structure, tenure, etc. Here, the amount ...

Invest in quality debt instruments through secondary market bonds, focusing on credit rating, YTM, and liquidity for optimal ...