Max Social Security benefits depend on lifetime ... You're also eligible for cost-of-living benefit increases starting the year you turn 62, even if you don't take your benefits until later.

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Social Security uses the 35 years when your income was the highest to calculate your monthly benefit. To receive the maximum benefit, you must earn above the wage base limit in each of those 35 years.

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Let’s start with answering the immediate questions about the maximum Social Security benefits ... your benefit starts before your FRA (age 62 is the earliest starting age).

The maximum retirement benefit that a retiree can ... If you have 40 work credits, you can claim Social Security as early as age 62, but waiting until FRA will result in a much higher benefit.

The maximum Social Security benefit at full retirement age is $4,018 per month in 2025. Someone who starts collecting benefits at age 62 can receive a maximum of $2,831 per month. The maximum ...